> ## Documentation Index
> Fetch the complete documentation index at: https://glide-9da73dea.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Personal vs business

> Pick the account type that matches who's using it. You can switch later, but starting on the right type saves a verification step.

Both account types share the same multi-currency, card, and stablecoin features. The difference is in who's verified, who can transact, and what controls you get.

## Personal account

For individuals, freelancers, contractors, and digital nomads. Verification is on the human; transactions are on the human. You're the only person who can sign in, hold balances, and move money.

**Use a personal account if:**

* You're a single human freelancer or contractor.
* You hold crypto and want a card to spend it.
* You're a digital nomad who needs banking that works in every country.
* You're sending money to family across borders.

## Business account

For companies, partnerships, DAOs, agencies, e-commerce stores, and crypto-native organizations. Verification is on the entity (KYB) plus its beneficial owners; transactions can be on multiple authorized users with role-based controls.

**Use a business account if:**

* You're operating a registered company.
* You have employees or contractors you need to pay.
* You issue invoices in the company's name.
* You hold treasury that's separate from any individual.

Business accounts unlock:

* **Multi-entity support** — up to 20 entities per admin (subsidiaries, holdco, special-purpose vehicles).
* **Team roles** — admin, finance, viewer, with per-role permissions.
* **Corporate cards** — unlimited Visa cards with per-employee spending limits.
* **Stablecoin payroll** — pay your team in USDC across 80+ corridors.
* **Treasury** — yield on idle funds (Q2 2026), allocation across currencies.

## What if I'm a sole trader?

A sole trader is a personal account holder with extra invoicing features. Open a personal account and we'll surface invoicing tools when you mark yourself as one during onboarding. If you later incorporate, switch to a business account at any time.

## Switching from personal to business

Inside your dashboard, **Settings → Account type → Switch to business**. We'll guide you through KYB (entity verification) without losing any history or balances. Funds move from your personal vault to your business entity once verification clears.

## Pricing

| Plan     | Monthly | FX         | Per-transaction                       |
| -------- | ------- | ---------- | ------------------------------------- |
| Personal | \$0     | Mid-market | Wire/ACH/SEPA tiered                  |
| Business | \$0     | Mid-market | Wire/ACH/SEPA tiered, lower at volume |

No opening fees on either plan. No revenue requirements for businesses. Full pricing at [glide.co/pricing](https://glide.co/pricing).

## Next

* [Identity verification](/accounts/identity)
* [Business overview](/business)
* [Pricing](https://glide.co/pricing)