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Glide vs Request Finance
Run payroll and cross-border payments from one account: hold USDC and 80+ currencies, convert close to the mid-market rate, and pay out on local rails instead of paying the wire tax. Solo, or with multisig for teams.
Why Glide
- ✓Pay contractors and vendors in USDC or 80+ currencies, converted close to the mid-market rate and settled on local rails.
- ✓DeFi yield on idle treasury (5%+ APY)
- ✓11 payment rails including ACH, SEPA, FPS, PIX
- ✓25 AML rules + Chainalysis OFAC screening
- ✓Self-custody via Privy embedded wallets
- ✓Payroll with contracts, schedules, and proration
Request Finance Gaps
- -No cards or card spend management
- -No treasury yield or DeFi integration
- -No self-custody or wallet infrastructure
- -No compliance engine (AML/KYT)
- -Limited to crypto payment rails
Feature by Feature
| Feature | Glide | Request Finance |
|---|---|---|
| Invoicing & Payments | ||
| Invoice creation + PDF | ✓ | ✓ |
| Recurring invoices | ✓ | ✓ |
| Payment links | ✓ | ✓ |
| Batch payments | ✓ | ✓ |
| Email delivery | ✓ | ✓ |
| Payroll & Contractors | ||
| Crypto payroll | ✓ | ✓ |
| Contract management | ✓ | - |
| Payroll schedules | ✓ | - |
| Multi-rail payroll | 11 rails | Crypto + fiat |
| Worker onboarding | ✓ | - |
| Treasury & Yield | ||
| DeFi yield | ✓ | - |
| Live APY data | ✓ | - |
| Crypto borrowing | ✓ | - |
| On-chain multisig | Squads + Safe | Gnosis only |
| Cards & Spending | ||
| Virtual cards | ✓ | ✓ |
| Card freeze/unfreeze | ✓ | - |
| Cashback rewards | 1% | - |
| Spending analytics | ✓ | - |
| Compliance & Security | ||
| KYC/KYB | ✓ | ✓ |
| AML monitoring | 25 rules | Basic |
| Sanctions screening | Chainalysis | - |
| AI-powered CTR/SAR | ✓ | - |
| Settlement proof | ✓ | - |
| Payment Rails | ||
| USDC (Solana) | ✓ | ✓ |
| USDC (EVM) | ✓ | ✓ |
| ACH | ✓ | - |
| SEPA | ✓ | - |
| SWIFT/Wire | ✓ | - |
| FPS (UK) | ✓ | - |
| PIX (Brazil) | ✓ | - |
| Team & Multi-Entity | ||
| Multi-entity dashboard | ✓ | ✓ |
| Approval workflows | ✓ | ✓ |
| Expense management | ✓ | ✓ |
| Role-based access | ✓ | ✓ |
| Accounting | ||
| QuickBooks export | IIF import | OAuth2 |
| Xero export | CSV import | OAuth2 |
| CSV export | ✓ | ✓ |
| PDF statements | ✓ | ✓ |
Run payroll and cross-border payments from one account: hold USDC and 80+ currencies, convert close to the mid-market rate, and pay out on local rails instead of paying the wire tax. Solo, or with multisig for teams.
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