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If you have a distributed team across multiple countries, traditional payroll providers either don’t serve every corridor you need or layer 3–5% in FX margin on every payment. Glide’s stablecoin payroll lets you pay everyone in USDC, with optional auto-convert to local fiat at the recipient’s end.

How it works

You set up a payroll run the way you would with any payroll provider:
  • Add team members with their preferred receiving method (USDC wallet, Glide account, local bank).
  • Enter amounts and cadence (monthly, semi-monthly, weekly).
  • Glide computes the run, shows you the total, and queues it.
On payday, Glide:
  1. Settles each payment via the rail the recipient picked.
  2. For USDC recipients, broadcasts on the chain they specified.
  3. For Glide-account recipients, internal transfer (instant, free).
  4. For local-bank recipients, runs the FX at mid-market and broadcasts via the local rail.
The run completes in under a minute for typical sizes (50–500 employees).

What recipients see

  • USDC wallet recipient — USDC lands in their wallet. No KYC on the recipient side; they’re just receiving an on-chain transfer.
  • Glide account recipient — the recipient sees the transfer in their Glide dashboard. They can hold USDC or convert it to any fiat they prefer.
  • Local bank recipient — standard bank transfer with a normal-looking sender (your entity name + the payroll reference). Settles via the local rail (ACH, SEPA, Faster Payments, etc.).

Why this is cheaper than traditional payroll

Traditional global payroll often involves:
  • Glide-side FX margin (1–2%).
  • Sender-bank wire fees (25–50 per international wire).
  • Intermediary-bank deductions on SWIFT (~15–30 per hop).
  • Recipient-bank receiving fees (varies).
For a 5,000paymenttoacontractorinthePhilippinesviatraditionalrails,thetotalcostcanhit5,000 payment to a contractor in the Philippines via traditional rails, the total cost can hit 200–$400. For the same payment via USDC on Polygon: ~$0.05 in network gas, zero spread on FX. The contractor gets effectively the full amount. For the same payment via traditional rails on Glide: zero spread on FX, a published flat fee. Total cost is in the single-digit dollars for most corridors.

Failover and vendor diversity

Glide’s payroll engine has multi-rail failover. If a primary rail fails for some reason (e.g., a corridor’s local rail has an outage), the run automatically retries via a fallback rail (typically SWIFT or a stablecoin route). The recipient still gets paid; you don’t have to chase support.

Tax handling

Glide doesn’t withhold or remit taxes — that’s between you and the relevant tax authorities. For US W-2 employees, you’ll still want a US payroll provider; Glide is well-suited for contractor payments and non-US team members where tax handling is the recipient’s responsibility. For complex tax situations (e.g., you need a payroll provider that handles benefits administration), you can layer Glide as the payment-execution rail under a tax-handling provider. Talk to your relationship manager.

Approval flow

Payroll runs above the entity’s threshold trigger multi-approval. Default: any run above the entity’s monthly approval threshold requires Finance + Admin approval. Override at Settings → Approvals.

Reporting

Every payroll run generates:
  • A summary CSV with each line item.
  • A PDF report suitable for accountants.
  • An audit trail in your activity feed (every individual payment, every fee, every conversion).
Pull these from Payroll → History at any time. Year-end reports are available in January for the prior calendar year.

Cadence

Most teams run monthly or semi-monthly. Glide supports daily payroll if your operation needs it (e.g., daily-pay creator economy, daily settlement to gig contractors). The engine itself doesn’t have a cadence ceiling.

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