Airtel Payments Bank IFSC code

AIRP0000001 — whichever city the account was opened in. Airtel Payments Bank issues no code per location the way a branch bank does; the whole institution sits behind one customer-facing entry in the IFSC directory, registered to Airtel Centre, Udyog Vihar Phase 4, Gurugram.

Airtel Payments Bank is India’s first payments bank, and it reaches customers through more than five lakh banking points — retailer counters, not branches with routing codes of their own.

AIRP

Bank identifier for Airtel Payments Bank

0

Reserved by the RBI, always zero

000001

Branch identifier on the customer-facing code

The IFSC never changes, so the number you actually have to look up is your account number.

1. 1

   Open the banking section of the Airtel Thanks app

   Airtel Payments Bank has no separate app — it lives inside the Airtel Thanks (My Airtel) app.

2. 2

   Open your account details

   Airtel points customers at its mobile banking app to find the IFSC. It should read AIRP0000001; if it does not, trust the app over this page.

3. 3

   Ask for a passbook

   The first passbook is issued free of charge, if you would rather work from paper.

Airtel Payments Bank enabled round-the-clock NEFT in December 2019, and NEFT runs 24x7x365 nationally, so a transfer sent on a Sunday night is not waiting for Monday.

The IFSC is not only a NEFT field: NPCI lists account number plus IFSC as one of UPI’s three transfer channels, so someone paying you through a UPI app can still ask for it.

RTGS is an awkward fit. The RBI sets a ₹2,00,000 minimum on an RTGS transfer, and ₹2,00,000 is also the entire end-of-day balance a payments bank customer may hold, so even the smallest RTGS payment lands exactly at the ceiling.

From 7 August 2025 the bank says it sets each customer’s transfer limits by risk assessment, in a revised monthly range of ₹3,00,000 to ₹7,00,000. Its published cash-withdrawal limit is ₹5,00,000 a month.

Not by wire. Airtel Payments Bank publishes no SWIFT/BIC code and has no entry in our SWIFT directory, so there is nothing for an overseas bank to address a wire to. A form asking for one means the route is wrong, not the code.

There is no NRE or NRO route either: the RBI’s payments bank guidelines say no NRI deposits should be accepted, and its own rate sheet lists NRE and NRO accounts as not offered.

1. 01Check the amount against the ceiling first — a credit that pushes the end-of-day total past the limit is not an IFSC problem.
2. 02Read the account number out of the app, not from a saved contact.
3. 03Confirm the sender used AIRP0000001, not the IMPS entry AIRP00000SC.
4. 04A failed NEFT is credited back to the sender, so have them check their own statement before re-sending.
5. 05If money left the sender’s account and never arrived, raise it with the sending bank, then Airtel Payments Bank on 1800-23400 or wecare@airtelbank.com.