United States · ACH / ABA

DCU routing number

DCU publishes ABA routing number 211391825 for recurring direct deposit, tax-refund deposits, and incoming wires. A 2026 merger adds an important distinction: DCU remains a customer-facing division, while the current agreement now names First Technology Federal Credit Union as the single legal credit union.

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Last reviewed

Primary routing number

211391825

211391825 breaks down as 2113 for fed, 9182 for bank, 5 for check.

MARLBORO, MA — this is the leftmost 9-digit number on the bottom of a DCU check.

Routing number details

Bank
DIGITAL FEDERAL CREDIT UNION
Routing number
211391825
City
MARLBORO
State
MA
Numbers listed
1
Used for
ACH · direct deposit · bill pay
On a check
Bottom-left, 9 digits
ABA checksum
Valid
Also known as
Digital Federal Credit Union

DCU routing number and supported uses

ABA routing number
211391825
Direct-deposit use
Recurring income to DCU checking or Primary Savings
Wire use
Incoming wires to a DCU account

The current DCU homepage also publishes 211391825 as its ABA routing number. No state or branch alternatives appear in the reviewed official materials, but the purpose-specific pages remain the better source because they explain which account identifier accompanies the number.

Recurring direct deposit

DCU tells members setting up recurring direct deposit to give the payer routing and transit number 211391825. Payroll, retirement, Social Security, and other recurring monthly income are among the deposit types described on the page.

Receiving accountAccount identifier DCU instructs members to use
CheckingChecking cross-reference number
Primary SavingsDCU member number

Tax refunds and incoming wires

DCU’s tax-refund instructions use 211391825 for both checking and savings deposits. The page again distinguishes the account number: the checking cross-reference number for checking, or the DCU membership number for savings. DCU warns that incomplete or incorrect account information may cause a deposit to be returned.

For an incoming wire, DCU says the sending institution needs its ABA number 211391825 and the member’s receiving information. The same page explains that outgoing domestic and international wires are ordered through DCU Digital Banking, by phone where supported, or through a branch.

What the DCU and First Tech merger changes

DCU’s Digital Banking Agreement says Digital Federal Credit Union and First Technology Federal Credit Union merged effective January 1, 2026. The surviving legal name is First Technology Federal Credit Union, charter number 23521, and the combined organization operates through the DCU and First Tech divisions.

This is not a fintech sponsor-bank arrangement. First Tech is the legal credit union behind the division, not an unrelated bank lending DCU its routing capability. DCU continues to publish 211391825 for DCU member transactions during the operating transition.

Set up a DCU payment carefully

  1. Choose the transaction

    Identify recurring direct deposit, tax refund, or incoming wire.

  2. Enter the ABA

    Use all nine digits of 211391825.

  3. Match the account type

    Choose checking or savings exactly as the DCU destination requires.

  4. Use the right identifier

    Follow DCU’s distinction between a checking cross-reference number and a savings member number.

  5. Recheck current instructions

    Because integration with First Tech is ongoing, confirm any conflicting details in authenticated DCU Digital Banking.

The DCU brand and website remain active during the integration, so members should use the routing instructions published for the DCU division rather than automatically substituting a First Tech number. The surviving legal name explains the relationship, but it does not erase the DCU-specific ABA guidance currently presented to DCU members.

DCU routing number1

DCU routing number — showing 11 of 1.
Routing numberCity
211391825PrimaryMARLBORO

Frequently asked questions

What is DCU’s routing number?

DCU publishes routing and transit number 211391825.

Can I use 211391825 for DCU direct deposit?

Yes. DCU lists it for recurring deposits to checking and Primary Savings, with different account identifiers for each.

What routing number should a DCU tax refund use?

DCU’s tax-refund page lists 211391825 for both checking and savings deposits.

Does DCU use 211391825 for incoming wires?

Yes. DCU says a sending institution needs ABA number 211391825 to send an incoming wire to a DCU account.

Is DCU still a separate credit union after its merger?

The current agreement says the legal credit union is First Technology Federal Credit Union, operating through DCU and First Tech divisions.

Is First Tech DCU’s partner bank?

No. The official agreement describes First Tech as a division of the same surviving credit-union legal entity, not an outside sponsor bank.

Sources

US & international payments

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