Green Dot routing number

Routing number

124303120

Account type on the form

Checking

Documented use

Payroll and government-benefit direct deposit

The PDF prints the number with spaces as 124 303 120. Enter it as the same nine digits, 124303120, when an electronic form requests an ABA routing number. The spaces are formatting, not extra characters or separate number groups.

Green Dot’s form is written for direct deposit of payroll and government benefits. It directs the payer to use routing number 124303120, the customer’s account number, and checking as the account type. Those three fields work together; the public routing number cannot identify an individual recipient.

1. 1

   Get your account number

   Use the number shown in your authenticated Green Dot account materials.

2. 2

   Enter the ABA number

   Provide all nine digits of 124303120.

3. 3

   Select checking

   The official direct-deposit form labels the receiving account type as checking.

4. 4

   Give the form to the payer

   Complete any name, allocation, or authorization fields the employer or benefit provider requires.

5. 5

   Keep the first deposit under review

   Confirm that the payer accepted the details and watch the account for posting.

Green Dot’s official insurance disclosure says Green Dot is a brand of Green Dot Bank, Member FDIC. That means the routing number is tied to the bank behind the brand itself, not borrowed from an outside bank under the common nonbank-fintech model.

The disclosure also names GO2bank, GoBank, and Bonneville Bank as trade names used by the same bank. Deposits under those trade names are deposits with one FDIC-insured institution and are aggregated for insurance-limit purposes.

Green Dot describes Green Dot Bank as an FDIC member. Its help page explains that deposit insurance applies subject to the normal FDIC rules and that balances held through the bank’s different trade names count together rather than receiving a separate limit for each brand.

This differs from pass-through insurance at a fintech partner bank. The Green Dot account is held at Green Dot Bank itself. Customers with multiple Green Dot Bank trade-name products should consider the combined balance when evaluating federal insurance coverage.

The reviewed official source establishes 124303120 for direct deposit. It does not establish a universal wire destination, a SWIFT route, or a number for every Green Dot Bank trade name. A routing number can be technically valid while still being unsupported for a particular product or transfer rail.

• Use 124303120 for the direct-deposit purpose documented by Green Dot.
• Use the account number assigned to the eligible Green Dot checking account.
• Do not substitute a card number for the deposit account number.
• Do not infer wire support from the existence of an ABA routing number.
• Confirm any conflicting instructions in the current authenticated account view.