Chase routing number

It depends on the payment, not the sender. Chase’s wire FAQ gives 021000021 for a domestic wire into any Chase account. For direct deposit and other ACH payments Chase publishes no table — it tells you to read the number off your own check or out of the app, because yours is not necessarily somebody else’s.

1. 1

   Open the Chase Mobile app

   Sign in, tap the tile for the account, then tap “Show details”. The dropdown shows your account and routing numbers.

2. 2

   Or sign in at chase.com

   Click your account name, then “Account & routing number”.

3. 3

   Or read the bottom of a check

   The first nine digits at the bottom left are the routing number, followed by the account number and the check number.

4. 4

   Then check it against this directory

   Every routing number the Fed lists for JPMorgan Chase has its own page here.

Routing numbers are issued per Federal Reserve district, not per bank. The first two digits name the district — 01 Boston through 12 San Francisco — and the Fed keeps a parallel band for thrifts and credit unions: a leading 2 in districts 1 to 9, a leading 3 in districts 10 to 12.

Chase’s 51 numbers touch ten of the twelve districts; only Boston and Minneapolis are missing. Fifteen begin 02 (New York), eight begin 07 (Chicago), seven begin 11 (Dallas), and seven sit in the thrift band at 22, 26 and 32.

0210

Federal Reserve routing symbol — district 02, New York

0002

Institution identifier for JPMorgan Chase

1

Check digit computed from the other eight, so a mistyped number usually fails the form

From another US bank: your account number and 021000021. From abroad: your account number and CHASUS33. Chase adds that an incoming wire can take 24 hours to appear after it reaches the bank.

Cancellation is the sending bank’s call, so these Chase windows apply when you are the sender:

• A same-day domestic wire cannot be canceled once sent.
• A future-dated wire can be canceled until 11:59 PM ET the day before.
• An international wire sent from a personal account can be canceled within 30 minutes of authorization, and on foreign-exchange wires Chase guarantees its rate for the same 30 minutes.

The two are not interchangeable. Chase: “SWIFT codes are required for international transfers, while routing numbers are used for domestic U.S. transactions.”

Personal-account figures from Chase’s Deposit Account Agreement — Additional Banking Services and Fees, as published for 14 June 2026. Some accounts waive them, including Chase Private Client Checking.

Chase discloses that its exchange rate “is determined by us in our sole discretion and includes a spread”, and that “you should expect that these foreign exchange rates will be less favorable than rates quoted online or in publications.”

Chase’s business guidance splits them by urgency and by reversibility. ACH money is transferred “within three business days, and sometimes as fast as the next day” and “can be reversed, but only in cases of specific errors or fraud that meet defined guidelines”. A wire recipient “typically gets access to the funds that same day”, but “once submitted, it is unlikely to get your money back”.

• Payroll, rent, anything recurring — ACH, with your account’s routing number.
• A closing, a deposit, anything same-day and large — a wire, with 021000021.
• Anything crossing a border — a wire with CHASUS33; Chase notes ACH cannot handle international transfers.