Regions Bank routing number

Regions says its routing number is “different from state to state” and publishes the table below. The page does not define the state as your current residence or account-opening state, so confirm the result against the number shown for your account.

1. 1

   On a cheque or deposit slip

   Bottom edge, starting from the left corner — the first nine digits. Your account number follows it.

2. 2

   In Regions Online Banking

   Account Overview, then “View More Details”. The routing number sits after the account number.

3. 3

   In the Regions mobile app

   Select the account and tap “View account & routing numbers”.

4. 4

   From the table above

   Use it to sanity-check what you read, not as a substitute for reading it.

Regions publishes different details by payment type: a state-table routing number for account routing, 062005690 for incoming domestic wires, and SWIFT identifiers for international wires.

Direct deposit, bill pay, ACH

Your state’s number from the table above

Domestic wire

062005690

International wire (SWIFT)

UPNBUS44

Miami SWIFT

UPNBUS44MIA

Regions lists 062005690 against both its Birmingham and Miami international operations centres, so a domestic wire from anywhere in the branch network uses the same nine digits. The SWIFT address is the one an overseas bank asks for, and it is shared by both centres.

Regions tells customers to use 2090 Parkway Office Circle, Hoover, AL 35244 when a direct-deposit setup asks for the bank address. Its Direct Deposit Switcher is available in the mobile app and Online Banking, and a change may take one to two pay cycles to take effect.

Timing matters as much as the number. Regions cuts off online and mobile transfers at 8 p.m., and says the end of the business day varies by location. Money that does arrive — direct deposits, cash and wires — is generally available the same day it is deposited.

The repository ACH snapshot carries 41 entries under Regions Bank, from 051009296 to 264071590, and every one passes the ABA checksum. A checksum proves only that the digits are mathematically well formed; it does not prove that an entry is current or correct for a particular account.

Thirty-nine of the 41 repository records list 1-800-REGIONS as the contact number; 061104712 instead carries the Hoover address Regions publishes for direct-deposit setup, and one other record has a different phone. Those fields describe the snapshot but do not determine which routing number belongs on a customer form.

For an incoming international wire, Regions publishes SWIFT identifier UPNBUS44 rather than directing customers to its state routing table. Nacha’s $1 million Same Day ACH cap concerns eligible Same Day ACH entries, not international-wire instructions.

Regions’ wire FAQ gives UPNBUS44 for international wires, and its May 2026 personal pricing schedule lists an $18 incoming international-wire fee. Confirm the beneficiary details, current fee, exchange rate and any intermediary charges before the sender initiates the wire.