Security Service FCU routing number

314088637. It is the only ABA routing number the Federal Reserve ACH directory carries for Security Service Federal Credit Union, and the credit union prints it in the header of every page of its site.

It lists that one number for electronic funds transfers, direct deposits, bill payments and wires, across all 70 of its locations in Texas, Colorado and Utah — no state-specific variant, no separate wire number.

ABA routing number

314088637

Listed as

SECURITY SERVICE FCU — San Antonio, TX

Directory address

16211 La Cantera Parkway, San Antonio, TX 78256

Member line

1.888.415.7878

For direct deposit or an electronic transfer, use routing number 314088637 and the account number requested for the destination account. Confirm both in Security Service’s authenticated account records before submitting them.

On timing the credit union is blunt. Its funds availability policy, effective 26 January 2026, says electronic direct deposits “will be available on the day we receive the deposit” — the day the ACH credit reaches Security Service, not the day the payer released the file.

• Deposit missing? If it arrives at least once every 60 days from the same payer, you can call 1-800-527-7328 to check whether it has been made.
• Need an ACH debit stopped? The request must arrive three business days or more before the payment is due, and a phone request may have to be confirmed in writing within 14 days.

Same number, different counter. Wire requests “cannot be made via Security Service Online Banking or on our website”: you start one at a branch — unless it is $2,500.00 or less and goes to your own account elsewhere, which may be accepted by phone on (866) 557-1312, or by emailing a signed authorization to DL_Bankwire@ssfcu.org.

Wires are not processed at weekends or on federal holidays. The domestic fee is waived on the Power Protected Checking account, as published in the fee schedule effective 26 January 2026. Schedules change — check the current one.

It asks for a correspondent instead: members “should instruct the sending financial institution to use a corresponding bank to facilitate the transfer”. The overseas bank sends dollars to a US correspondent, which passes them to 314088637. Ask Security Service which one rather than guessing.

• Your name exactly as the account is titled; a different beneficiary name is returned to the originator.
• The account number to be credited; an incorrect one is returned.
• Routing number 314088637, in US dollars.

A correspondent path may involve charges or currency conversion outside Security Service’s published incoming-wire fee. Ask the sending institution for its rate, fees and expected delivered amount before authorizing the transfer.

Read the digits back before you submit, because the agreement says the number wins. Security Service’s consumer account terms, effective 26 January 2026, provide that where you give both a name and a number, it and every receiving institution “may rely on the identifying number to make payment… even if it identifies a financial institution, person or account other than the one named.”

The agreement says ACH payments are provisional “until final settlement is made through a Federal Reserve Bank”. Do not treat provisional posting as proof that final settlement has occurred.

1. 01Report a payment that has already posted no later than 60 days after the first statement showing it.
2. 02It then has 10 business days to decide — 20 on a new account — or up to 45 if it needs longer, and 90 for a new account, a point-of-sale or a foreign-initiated transfer.
3. 03For a missing or disputed transfer, contact Security Service with the transaction details it requests for its error-resolution process.

You may qualify if you live, work, worship, attend school, volunteer or run a business in Texas, Colorado or Utah; if you are with select military branches or units, or a Department of Defense employee at specific bases in its service areas; or if you are family or household of a member. Security Service is federally insured by NCUA; the standard maximum share-insurance amount is $250,000, with coverage depending on ownership category.