Raast
The State Bank of Pakistan's P2P circular requires a receiving participant to credit the beneficiary account within 20 seconds after it receives a successful credit advice.
Rail sourceusd to pkr
880/mo demandSend money to Pakistan
Compare each provider's Pakistan payout method with the documented domestic rails below. Domestic-rail speed is not an end-to-end remittance promise.
Live USD to PKR corridor calculator
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Provider comparison
Published fees and corridor guidance
Compare the same send amount and funding method in each live quote. The entries below preserve each audited provider disclosure and its publication context.
| Provider | Published fee guidance | Attribution |
|---|---|---|
| Wise | For a representative $1,000 transfer funded from a Wise account balance, the official corridor page displayed a $6.29 fee. Other funding methods and live rates can change the total. | as published accessed August 2026Source |
| Remitly | The official corridor page advertises no fee on the first transfer for eligible new customers. Standard $1,000 pricing and the exchange rate still require a live quote. | as published accessed August 2026Source |
| Xoom | For a representative $1,000 transfer, Xoom says it shows the exact fee and recipient amount before send; the public corridor page does not publish one fixed fee. | as published accessed August 2026Source |
| Western Union | The official page advertises $0 fees for online transfers over $200 to bank accounts or mobile wallets; FX and eligibility terms still apply. | as published accessed August 2026Source |
Receive-side rails
How funds can arrive in Pakistan
Compare each provider's Pakistan payout method with the documented domestic rails below. Domestic-rail speed is not an end-to-end remittance promise.
Raast ID or IBAN
Raast P2P lets a recipient use a mobile number registered as a Raast ID or an IBAN.
Rail sourceHow to compare and send
- 01
Start with one USD amount
Enter the same USD amount in each live Pakistan corridor quote so the comparison uses a consistent input.
- 02
Choose the Pakistan payout
Select only a bank, wallet, or pickup method that the provider currently shows for the intended recipient.
- 03
Verify the recipient
Use the exact legal name and destination details requested in the live form, then confirm them with the recipient.
- 04
Compare the complete quote
Review the USD debit, fee, exchange rate, PKR delivered, and dated arrival estimate before paying.
- 05
Save and track
Keep the prepayment disclosure, receipt, and reference until the recipient confirms the correct amount arrived.
Limits and compliance checks
Confirm whether the payout uses the recipient's IBAN or their mobile number registered as a Raast ID.
Compliance sourceSBP says participants may set risk-based Raast P2P upper limits, but that upper limit must not be below PKR 200,000 per transaction or the account limit, whichever is lower.
Compliance source
Pakistan transfer questions
Sending money to Pakistan: FAQs
Which domestic rail matters after PKR reaches Pakistan?
The State Bank of Pakistan describes Raast as Pakistan's instant payment system for transfers between participating bank accounts.
Does Raast make the whole USA-to-Pakistan transfer instant?
No. The official timing describes the domestic Pakistan payment leg. USD funding, provider screening, conversion, and release occur before that leg, so use the dated provider estimate.
What recipient details should I confirm for Pakistan?
For a Raast-enabled payout, use the recipient's IBAN or mobile number registered as their Raast ID, as requested by the provider.
Which Xoom delivery methods are published for Pakistan?
Xoom publishes Pakistan bank or debit-card deposit, mobile-wallet delivery, and cash pickup.
Is there a verified local transfer limit for Pakistan?
SBP permits participants to set risk-based Raast P2P upper limits, but says the upper limit must not be below PKR 200,000 per transaction or the account limit, whichever is lower. This is not a cross-border provider sending cap.
Transfer tools and guides
Check the corridor and receiving details
More destinations
Compare other send-money countries
Content reviewed 2026-08-10