Chase SWIFT code

CHASUS33. Chase’s own wire FAQ says: “When someone outside the U.S. wires money, give them your account number and our SWIFT code (CHASUS33).” Its published consumer instruction does not vary that code by branch or state.

CHASUS33

What Chase publishes for incoming international wires

JPMORGAN CHASE BANK, N.A.

Name on the BIC record indexed here

New York, NY

Where the US record is filed

021000021

For wires that stay inside the US

The test is where the money starts, not where it ends.

Chase issues no IBAN — “We don’t use an IBAN,” the FAQ says — so a European sender’s form asking for one has no answer beyond your plain account number. Chase’s list stops at two items; a branch address is not one of them.

1. 1

   Send the code and your account number

   Chase’s list is short: CHASUS33 and your Chase account number. It names nothing else.

2. 2

   Have the sender state a purpose

   Chase lists a missing “statement of payment purpose for an international wire” among the reasons a wire is returned.

3. 3

   Match the name exactly

   A wire comes back when the “Recipient name provided doesn’t match recipient bank’s records” — use the name Chase holds.

4. 4

   Allow a day after it lands

   An incoming wire “can take 24 hours to reflect in your account after it gets to Chase”.

Chase publishes its wire pricing in the Additional Banking Services and Fees schedule, effective 14 June 2026.

Chase discloses another part of the price: its foreign-currency exchange rate “includes a spread, which we may make a commission from”, and will be “less favorable than rates quoted online or in publications.”

Chase identifies more than one way deductions can occur. Its fee schedule says financial institutions may deduct processing fees or charges from incoming, outgoing and returned wires. Its wire FAQ names recipient-bank or intermediary-bank processing fees as one reason a returned wire can be smaller.

• A returned wire can shrink twice: deducted charges on the way out, a different exchange rate on the way back. Chase lists both.
• Chase’s own fee sits on top of those deductions. Chase Private Client Checking is the one personal account the schedule lists as paying no Chase fee on incoming or outgoing wires.
• You do not control the path: Chase may “use any funds transfer system we believe reasonable… regardless of any instructions you might give us.”

This directory indexes 64 BICs against JPMorgan Chase Bank, N.A., all filed at New York, NY; 39 carry a non-null department label. Forty-seven begin CHASUS33, and 46 of those add a three-character suffix: CHASUS33MAA is the private bank, CHASUS33FXR foreign exchange, CHASUS33MCY multicurrency. Twelve more begin CHASUSU3, and the record also holds MGTCUS3G, which drops the CHAS prefix. For a consumer incoming wire, Chase publishes CHASUS33; use another code only when the recipient or bank supplies it.

One caveat: this directory is built from a public BIC dataset, not SWIFT’s SWIFTRef product. Its note is blunt — “Always confirm codes with the recipient bank before sending.” Chase itself corroborates CHASUS33. The other 63 rest on the dataset alone.