United States
Wells Fargo SWIFT code
Wells Fargo publishes WFBIUS6S in its customer instructions for money arriving from abroad. The other records on this page include trade finance, foreign exchange and international branch operations; use them only when Wells Fargo or the recipient supplies them.
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Last reviewed
Primary SWIFT / BIC
PNBPUS33 breaks down as PNBP for bank, US for ctry, 33 for city.
Head office · PHILADELPHIA,PA — an 8-character BIC reaches the head office; 11 characters target a branch.
SWIFT / BIC code details
- Bank
- WELLS FARGO BANK, N.A.
- SWIFT / BIC
- PNBPUS33
- Branch
- Head office / main
- City
- PHILADELPHIA,PA
- Country
- United States
- Codes listed
- 45
- Also known as
- Wells Fargo, Wells Fargo Bank, N.A., Wells Fargo Bank NA
Which Wells Fargo SWIFT code should you give the sender?
WFBIUS6S. Wells Fargo prints it under “Your SWIFT code” on its routing-number help page and names it again in its Digital Wires FAQs for incoming international wire instructions. Those customer instructions do not vary the code by branch or state.
- Wire arriving from abroad
- WFBIUS6S
- Wire inside the US
- 121000248 — the Wire Routing Transit Number
- IBAN
- None published for Wells Fargo accounts; the bank asks for the recipient’s IBAN only on wires you send abroad
Why Wells Fargo has PNBP codes as well as WFBI ones
Both prefixes are really Wells Fargo. Of the 45 codes indexed here, 33 begin WFBI and 12 begin PNBP, and the bank’s commercial site lists them side by side, each against the operation it serves.
| SWIFT / BIC | Wells Fargo’s own label | City |
|---|---|---|
| WFBIUS6S | International Bank Trade Services Centers | Multiple US cities |
| PNBPUS33 | International Processing Center | Philadelphia, PA |
| PNBPUS3NNYC | International Branch | New York, NY |
| PNBPUS33CHA | International Processing Center, Trade Operations | Charlotte, NC |
| PNBPUS33SLC | Standby Letters of Credit | Winston-Salem, NC |
| WFBIUS6WFFX | Foreign Exchange | Charlotte and San Francisco |
This directory labels PNBPUS3NNYC “New York International Branch.” Wells Fargo’s commercial table pairs most of these operation-specific entries with Fedwire ABA 026005092, while San Francisco and its Trade Services Centers use 121000248. For a customer incoming wire, the bank’s separate FAQ publishes WFBIUS6S.
What the characters in WFBIUS6S mean
- WFBI
- The institution — shared by 33 of the 45 codes here
- US
- Country. Identical on every Wells Fargo code in this directory
- 6S
- The repo records WFBIUS6S at San Francisco
Seven codes here have eight characters and 38 have eleven. In this snapshot, 23 of the 24 longer WFBIUS6S records end in a tag matching the row’s city — WFBIUS6SSEA is Seattle, WFBIUS6SDAL Dallas and WFBIUS6SANC Anchorage. The exception is WFBIUS6SCTS, Corporate Trust Services in Columbia, South Carolina.
That readability is a trap. These 45 codes span 29 cities, and a sender who reasons “the account is in Denver, so WFBIUS6SDEN” has guessed rather than looked. Use the code the account holder was actually given.
What a sender abroad needs to wire you at Wells Fargo
Send them the SWIFT code
WFBIUS6S, exactly as published — eight characters, with US in the fifth and sixth positions and the digit 6 in the seventh.
Send the full account number
Use the complete Wells Fargo account number in the bank’s incoming-wire instructions.
Give the account name and address
Wells Fargo asks for the beneficiary’s name and address as they appear on the statement.
Use the bank name and address it publishes
Wells Fargo Bank, NA, 333 Market Street, San Francisco, CA 94105, regardless of where the account is located.
What Wells Fargo charges on an international wire
| Wire | Fee |
|---|---|
| Incoming — consumer and non-analyzed business account | No fee |
| Incoming — analyzed business account | $15 |
| Outgoing — sent digitally | Up to $30 |
| Outgoing — sent at a branch | $40 |
Timing is governed by a cutoff, not a promise. Wells Fargo sends a wire the same business day if you submit it before 2:20 pm Pacific Time internationally, or 3:00 pm Pacific domestically — after that, the next business day. On arrival the bank commits to nothing specific, saying only that delivery times vary depending on the recipient’s country.
If a wire to Wells Fargo has not arrived
- 01Confirm the sender used WFBIUS6S, not a code copied from an old invoice or an unrelated Wells Fargo entity.
- 02Compare the complete account number with the beneficiary’s current Wells Fargo statement.
- 03Confirm the beneficiary name and address match the statement, and the bank address is 333 Market Street, San Francisco, CA 94105.
- 04If the sender’s bank demanded intermediary details, ask which it used; Wells Fargo says SWIFT/BIC routing generally does not need them.
All Wells Fargo SWIFT codes45
| SWIFT / BIC | Branch |
|---|---|
| PNBPUS33Primary | — |
| PNBPUS3M | — |
| PNBPUS6L | — |
| WFBIUS6A | — |
| WFBIUS6S | — |
| WFBIUSM1 | — |
| PNBPUS33CHA | — |
| PNBPUS33FMG | (FUNDS MANAGEMENT GROUP) |
| PNBPUS33PHL | (INTERNATIONAL OPERATIONS) |
| PNBPUS33SLC | (STANDBY LC'S) |
| PNBPUS3CFCG | (INVESTMENT MANAGEMENT GROUP) |
| PNBPUS3CHFX | (FX CHARLOTTE) |
| PNBPUS3CHTM | (TREASURY MARKETS) |
| PNBPUS3N | (SPECIAL PROCESSING) |
| PNBPUS3NNYC | (NEW YORK INTERNATIONAL BRANCH) |
| WFBIUS6SANC | — |
| WFBIUS6SBOI | — |
| WFBIUS6SCHI | — |
| WFBIUS6SCTS | (CORPORATE TRUST SERVICES) |
| WFBIUS6SDAL | — |
| WFBIUS6SDEN | — |
| WFBIUS6SDES | — |
| WFBIUS6SELP | — |
| WFBIUS6SENG | — |
| WFBIUS6SGOL | — |
| WFBIUS6SHOU | — |
| WFBIUS6SLAS | — |
| WFBIUS6SLAX | — |
| WFBIUS6SLIN | — |
| WFBIUS6SMSP | — |
| WFBIUS6SOMA | — |
| WFBIUS6SPDX | — |
| WFBIUS6SPHX | — |
| WFBIUS6SRNO | — |
| WFBIUS6SSEA | — |
| WFBIUS6SSFE | — |
| WFBIUS6SSFO | — |
| WFBIUS6SSLC | — |
| WFBIUS6SSTL | — |
| WFBIUS6TGCS | (GLOBAL CUSTODY SERVICES) |
| WFBIUS6TTRU | (TRUST OPERATIONS DEPARTMENT) |
| WFBIUS6WCLS | (CLS) |
| WFBIUS6WFFX | (FOREIGN EXCHANGE SETTLEMENTS) |
| WFBIUS6WPDX | (PORTLAND INTERNATIONAL OPERATIONS) |
| WFBIUSM1SCL | (SECURITIES LENDING) |
Frequently asked questions
What is the SWIFT code for Wells Fargo?
WFBIUS6S. Wells Fargo publishes it on its routing-number help page under “Your SWIFT code” and repeats it in its incoming international wire instructions. Those customer instructions do not vary the code by branch or state.
Is the Wells Fargo SWIFT code the same as the routing number 121000248?
No, and they are not interchangeable. 121000248 is the Wire Routing Transit Number for domestic incoming wires. WFBIUS6S is the SWIFT/BIC in Wells Fargo’s international incoming instructions. The bank says a SWIFT code is used instead of a routing number for international wire transfers.
Why does this page show PNBPUS33 instead of WFBIUS6S?
Because PNBPUS33 is also listed by Wells Fargo and sorts first in the public dataset this directory uses. The bank’s commercial table names it the International Processing Center in Philadelphia; its separate customer incoming-wire instructions publish WFBIUS6S.
Should I use PNBPUS3NNYC as an intermediary bank for a Wells Fargo wire?
Not unless the sending bank specifically asks you to, and even then check with Wells Fargo first. Wells Fargo lists PNBPUS3NNYC as its New York International Branch, and its Digital Wires FAQs say that “SWIFT / BIC message routing generally routes wires correctly without the need for intermediary bank details”. Where a sender does insist on intermediary details, the bank points them at its Foreign Currency Incoming Wires Instructions rather than at a second BIC.
Is WFBIUS6SXXX the same as WFBIUS6S?
Treat that as a question for Wells Fargo rather than one to guess at. This directory’s eleven-character records include WFBIUS6SSEA at Seattle and WFBIUS6SCTS at Corporate Trust Services in Columbia, South Carolina. Wells Fargo publishes the eight-character WFBIUS6S in its customer instructions. If a form will not accept it, ask the sender’s bank rather than inventing a suffix.
Does Wells Fargo charge to receive an international wire?
As published in August 2026, there is no fee to receive a wire into a consumer or non-analyzed business account, and a $15 fee for an analyzed business account. Sending costs more: up to $30 for a wire submitted digitally and $40 for one sent at a branch. Fee schedules are revised without notice, so confirm the current figures with the bank before a large transfer.
Does Wells Fargo have an IBAN?
Wells Fargo’s incoming-wire instructions ask for WFBIUS6S and the account number, not an IBAN. Its outgoing-wire FAQ says it may ask for the foreign recipient’s IBAN depending on country. If an incoming form insists on an IBAN, ask the sending bank how it handles Wells Fargo’s published instructions.
How long does an international wire to Wells Fargo take?
Wells Fargo does not commit to a figure, saying only that international delivery times vary by recipient country. A wire submitted before the 2:20 pm Pacific international cutoff is sent the same business day; after that it processes the next business day. Wells Fargo also warns that third parties may apply fees.
Sources
- Wells Fargo — Routing & Account Number Information (“Your SWIFT code is: WFBIUS6S”) · retrieved 2026-08-08
- Wells Fargo — Digital Wires FAQs (WFBIUS6S, ABA 121000248, wire fees, 2:20 pm / 3:00 pm PT cutoffs, intermediary-bank wording) · retrieved 2026-08-08
- Wells Fargo Commercial Banking — Routing Numbers (International Processing Center, International Branch, Trade Services Centers, Standby LCs; FW ABAs 026005092 and 121000248) · retrieved 2026-08-08
- PeterNotenboom/SwiftCodes — the public BIC dataset behind this directory (45 Wells Fargo codes across 29 cities; not SWIFT’s official SWIFTRef product) · retrieved 2026-08-08
International payments
Sending money to Wells Fargo?
A correspondent wire picks up a fee at each bank it passes through, and most of its real cost is buried in the exchange rate. Conversions are quoted at the mid-market rate, with the cost charged as a visible fee rather than buried in the rate.