United States

Wells Fargo SWIFT code

Wells Fargo publishes WFBIUS6S in its customer instructions for money arriving from abroad. The other records on this page include trade finance, foreign exchange and international branch operations; use them only when Wells Fargo or the recipient supplies them.

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Last reviewed

Primary SWIFT / BIC

PNBPUS33

PNBPUS33 breaks down as PNBP for bank, US for ctry, 33 for city.

Head office · PHILADELPHIA,PA — an 8-character BIC reaches the head office; 11 characters target a branch.

SWIFT / BIC code details

Bank
WELLS FARGO BANK, N.A.
SWIFT / BIC
PNBPUS33
Branch
Head office / main
City
PHILADELPHIA,PA
Codes listed
45
Also known as
Wells Fargo, Wells Fargo Bank, N.A., Wells Fargo Bank NA

Which Wells Fargo SWIFT code should you give the sender?

WFBIUS6S. Wells Fargo prints it under “Your SWIFT code” on its routing-number help page and names it again in its Digital Wires FAQs for incoming international wire instructions. Those customer instructions do not vary the code by branch or state.

Wire arriving from abroad
WFBIUS6S
Wire inside the US
121000248 — the Wire Routing Transit Number
IBAN
None published for Wells Fargo accounts; the bank asks for the recipient’s IBAN only on wires you send abroad

Why Wells Fargo has PNBP codes as well as WFBI ones

Both prefixes are really Wells Fargo. Of the 45 codes indexed here, 33 begin WFBI and 12 begin PNBP, and the bank’s commercial site lists them side by side, each against the operation it serves.

What Wells Fargo says each of its published codes is for
SWIFT / BICWells Fargo’s own labelCity
WFBIUS6SInternational Bank Trade Services CentersMultiple US cities
PNBPUS33International Processing CenterPhiladelphia, PA
PNBPUS3NNYCInternational BranchNew York, NY
PNBPUS33CHAInternational Processing Center, Trade OperationsCharlotte, NC
PNBPUS33SLCStandby Letters of CreditWinston-Salem, NC
WFBIUS6WFFXForeign ExchangeCharlotte and San Francisco

This directory labels PNBPUS3NNYC “New York International Branch.” Wells Fargo’s commercial table pairs most of these operation-specific entries with Fedwire ABA 026005092, while San Francisco and its Trade Services Centers use 121000248. For a customer incoming wire, the bank’s separate FAQ publishes WFBIUS6S.

What the characters in WFBIUS6S mean

WFBI
The institution — shared by 33 of the 45 codes here
US
Country. Identical on every Wells Fargo code in this directory
6S
The repo records WFBIUS6S at San Francisco

Seven codes here have eight characters and 38 have eleven. In this snapshot, 23 of the 24 longer WFBIUS6S records end in a tag matching the row’s city — WFBIUS6SSEA is Seattle, WFBIUS6SDAL Dallas and WFBIUS6SANC Anchorage. The exception is WFBIUS6SCTS, Corporate Trust Services in Columbia, South Carolina.

That readability is a trap. These 45 codes span 29 cities, and a sender who reasons “the account is in Denver, so WFBIUS6SDEN” has guessed rather than looked. Use the code the account holder was actually given.

What a sender abroad needs to wire you at Wells Fargo

  1. Send them the SWIFT code

    WFBIUS6S, exactly as published — eight characters, with US in the fifth and sixth positions and the digit 6 in the seventh.

  2. Send the full account number

    Use the complete Wells Fargo account number in the bank’s incoming-wire instructions.

  3. Give the account name and address

    Wells Fargo asks for the beneficiary’s name and address as they appear on the statement.

  4. Use the bank name and address it publishes

    Wells Fargo Bank, NA, 333 Market Street, San Francisco, CA 94105, regardless of where the account is located.

What Wells Fargo charges on an international wire

Wells Fargo wire fees as published August 2026
WireFee
Incoming — consumer and non-analyzed business accountNo fee
Incoming — analyzed business account$15
Outgoing — sent digitallyUp to $30
Outgoing — sent at a branch$40

Timing is governed by a cutoff, not a promise. Wells Fargo sends a wire the same business day if you submit it before 2:20 pm Pacific Time internationally, or 3:00 pm Pacific domestically — after that, the next business day. On arrival the bank commits to nothing specific, saying only that delivery times vary depending on the recipient’s country.

If a wire to Wells Fargo has not arrived

  1. 01Confirm the sender used WFBIUS6S, not a code copied from an old invoice or an unrelated Wells Fargo entity.
  2. 02Compare the complete account number with the beneficiary’s current Wells Fargo statement.
  3. 03Confirm the beneficiary name and address match the statement, and the bank address is 333 Market Street, San Francisco, CA 94105.
  4. 04If the sender’s bank demanded intermediary details, ask which it used; Wells Fargo says SWIFT/BIC routing generally does not need them.

All Wells Fargo SWIFT codes45

All Wells Fargo SWIFT codes — showing 145 of 45.
SWIFT / BICBranch
PNBPUS33Primary
PNBPUS3M
PNBPUS6L
WFBIUS6A
WFBIUS6S
WFBIUSM1
PNBPUS33CHA
PNBPUS33FMG(FUNDS MANAGEMENT GROUP)
PNBPUS33PHL(INTERNATIONAL OPERATIONS)
PNBPUS33SLC(STANDBY LC'S)
PNBPUS3CFCG(INVESTMENT MANAGEMENT GROUP)
PNBPUS3CHFX(FX CHARLOTTE)
PNBPUS3CHTM(TREASURY MARKETS)
PNBPUS3N(SPECIAL PROCESSING)
PNBPUS3NNYC(NEW YORK INTERNATIONAL BRANCH)
WFBIUS6SANC
WFBIUS6SBOI
WFBIUS6SCHI
WFBIUS6SCTS(CORPORATE TRUST SERVICES)
WFBIUS6SDAL
WFBIUS6SDEN
WFBIUS6SDES
WFBIUS6SELP
WFBIUS6SENG
WFBIUS6SGOL
WFBIUS6SHOU
WFBIUS6SLAS
WFBIUS6SLAX
WFBIUS6SLIN
WFBIUS6SMSP
WFBIUS6SOMA
WFBIUS6SPDX
WFBIUS6SPHX
WFBIUS6SRNO
WFBIUS6SSEA
WFBIUS6SSFE
WFBIUS6SSFO
WFBIUS6SSLC
WFBIUS6SSTL
WFBIUS6TGCS(GLOBAL CUSTODY SERVICES)
WFBIUS6TTRU(TRUST OPERATIONS DEPARTMENT)
WFBIUS6WCLS(CLS)
WFBIUS6WFFX(FOREIGN EXCHANGE SETTLEMENTS)
WFBIUS6WPDX(PORTLAND INTERNATIONAL OPERATIONS)
WFBIUSM1SCL(SECURITIES LENDING)

Frequently asked questions

What is the SWIFT code for Wells Fargo?

WFBIUS6S. Wells Fargo publishes it on its routing-number help page under “Your SWIFT code” and repeats it in its incoming international wire instructions. Those customer instructions do not vary the code by branch or state.

Is the Wells Fargo SWIFT code the same as the routing number 121000248?

No, and they are not interchangeable. 121000248 is the Wire Routing Transit Number for domestic incoming wires. WFBIUS6S is the SWIFT/BIC in Wells Fargo’s international incoming instructions. The bank says a SWIFT code is used instead of a routing number for international wire transfers.

Why does this page show PNBPUS33 instead of WFBIUS6S?

Because PNBPUS33 is also listed by Wells Fargo and sorts first in the public dataset this directory uses. The bank’s commercial table names it the International Processing Center in Philadelphia; its separate customer incoming-wire instructions publish WFBIUS6S.

Should I use PNBPUS3NNYC as an intermediary bank for a Wells Fargo wire?

Not unless the sending bank specifically asks you to, and even then check with Wells Fargo first. Wells Fargo lists PNBPUS3NNYC as its New York International Branch, and its Digital Wires FAQs say that “SWIFT / BIC message routing generally routes wires correctly without the need for intermediary bank details”. Where a sender does insist on intermediary details, the bank points them at its Foreign Currency Incoming Wires Instructions rather than at a second BIC.

Is WFBIUS6SXXX the same as WFBIUS6S?

Treat that as a question for Wells Fargo rather than one to guess at. This directory’s eleven-character records include WFBIUS6SSEA at Seattle and WFBIUS6SCTS at Corporate Trust Services in Columbia, South Carolina. Wells Fargo publishes the eight-character WFBIUS6S in its customer instructions. If a form will not accept it, ask the sender’s bank rather than inventing a suffix.

Does Wells Fargo charge to receive an international wire?

As published in August 2026, there is no fee to receive a wire into a consumer or non-analyzed business account, and a $15 fee for an analyzed business account. Sending costs more: up to $30 for a wire submitted digitally and $40 for one sent at a branch. Fee schedules are revised without notice, so confirm the current figures with the bank before a large transfer.

Does Wells Fargo have an IBAN?

Wells Fargo’s incoming-wire instructions ask for WFBIUS6S and the account number, not an IBAN. Its outgoing-wire FAQ says it may ask for the foreign recipient’s IBAN depending on country. If an incoming form insists on an IBAN, ask the sending bank how it handles Wells Fargo’s published instructions.

How long does an international wire to Wells Fargo take?

Wells Fargo does not commit to a figure, saying only that international delivery times vary by recipient country. A wire submitted before the 2:20 pm Pacific international cutoff is sent the same business day; after that it processes the next business day. Wells Fargo also warns that third parties may apply fees.

Sources

International payments

Sending money to Wells Fargo?

A correspondent wire picks up a fee at each bank it passes through, and most of its real cost is buried in the exchange rate. Conversions are quoted at the mid-market rate, with the cost charged as a visible fee rather than buried in the rate.