Money rails
Wires, ACH, SEPA, SWIFT, local rails, and the real fee stack.
4 articles
In this section
What is a wire transfer? Domestic, international & better alternatives
Wire transfers explained: how Fedwire and SWIFT work, fees, security, remittance rules, and when ACH, SEPA, local rails, or stablecoins are smarter.
SWIFT vs local payment rails: which should you use?
SWIFT wires vs FPS, SEPA, PIX, UPI, SPEI and other local rails — speed, cost, and when each path wins for cross-border money.
What is SEPA? Euro transfers without the international wire feel
SEPA explained: SEPA Credit Transfer, SEPA Instant, IBANs, and why euro transfers inside the zone should not cost like SWIFT wires.
International transfer fees explained: the full cost stack
The real cost of sending money abroad: upfront fees, FX markups, intermediary bank charges, receiving fees, and how to compare providers fairly.
Glide · Borderless banking
Moving money across borders?
Hold balances, convert at mid-market-oriented rates, and pay out on modern rails — without classic bank wire tax. Built for travel, living abroad, and teams.