Money rails
Wires, ACH, SEPA, SWIFT, local rails, and the real fee stack.
8 articles
In this section
Latest money rails articles
- Learn · UK payment rails·10 min
CHAPS vs BACS: UK payment rails compared
Compare CHAPS, Bacs Direct Credit, and Faster Payments by settlement model, timing, limits, published bank fees, cut-off times, and business use case.
- Learn · Cross-border costs·11 min
Cross-border payment fees: where the money actually goes
A defensive breakdown of sender, intermediary, receiving, FX, card, platform, and stablecoin costs, with a sourced $10,000 comparison across rail types.
- Learn · Money rails·10 min
What are payment rails? A comparison of how money actually moves
A concise comparison of ACH, wires and SWIFT, SEPA, UK rails, and India’s UPI, IMPS, NEFT, and RTGS systems, with a framework for choosing among them.
- Learn · Payment direction·12 min
Push vs pull payments: what’s the difference and why it matters
How payer-initiated push payments differ from payee-initiated pull payments across wires, ACH, instant transfers, direct debit, and recurring card charges.
- Money rails·11 min
What is a wire transfer? Domestic, international & better alternatives
Wire transfers explained: how Fedwire and SWIFT work, fees, security, remittance rules, and when ACH, SEPA, local rails, or stablecoins are smarter.
- Money rails·9 min
SWIFT vs local payment rails: which should you use?
SWIFT wires vs FPS, SEPA, PIX, UPI, SPEI and other local rails — speed, cost, and when each path wins for cross-border money.
- Money rails·7 min
What is SEPA? Euro transfers without the international wire feel
SEPA explained: SEPA Credit Transfer, SEPA Instant, IBANs, and why euro transfers inside the zone should not cost like SWIFT wires.
- Fees·8 min
International transfer fees explained: the full cost stack
The real cost of sending money abroad: upfront fees, FX markups, intermediary bank charges, receiving fees, and how to compare providers fairly.
Glide · Borderless banking
Moving money across borders?
Hold balances, convert at mid-market-oriented rates, and pay out on modern rails — without classic bank wire tax. Built for travel, living abroad, and teams.