Send USD to THB
Send US Dollars to Thai Baht at the mid-market rate.
USD → THB
How USD → THB pricing works
The mid-market rate is the midpoint between what buyers and sellers are currently paying for USD against THB. It is the rate you see on Google or Reuters, and it is the only rate with no one's margin inside it.
On business payments the headline fee is usually the smaller cost. The margin added to the USD/THB rate scales with the size of the invoice, so on a large transfer a fraction of a percent outweighs any flat charge. Correspondent banks in the chain may also deduct their own fees before the money arrives.
Price a supplier payment on the Thai Baht that reaches their account, and ask whether the quoted rate is the mid-market rate or a marked-up one.
Before you convert USD to THB
Check the rate you are being offered against the mid-market rate for USD/THB. The gap between the two is the margin, and it is charged whether or not a separate fee appears.
Then check the total: the Thai Baht figure at the end, after every fee and the rate margin. Providers present costs differently, and the received amount is the only comparison that survives that.
Finally check how it arrives and when — the payout rail and the settlement time — because the cheapest quote is not always the one that lands in time.
Common questions
- What is the real USD to THB exchange rate?
- The real rate is the mid-market rate — the midpoint of current buy and sell prices for USD against THB, with no margin added. The calculator on this page quotes against that rate, so any difference you see between providers is margin.
- Why is my bank's USD to THB rate worse?
- Banks typically apply a margin to the exchange rate rather than charging a visible conversion fee. You are paying for the conversion either way; on a bank transfer the cost is inside the rate, which makes it harder to compare against a provider that quotes the mid-market rate and a separate fee.
- How much Thai Baht will I get for 1,000 USD?
- It depends on the live rate and on what each provider adds to it. Enter the amount in the calculator above to see the current mid-market conversion from US Dollars to Thai Baht alongside what the major providers would deliver on the same amount.