usd to jmd

590/mo demand

Send money to Jamaica

Compare each provider's Jamaica payout method with the documented domestic rails below. Domestic-rail speed is not an end-to-end remittance promise.

Live USD to JMD corridor calculator

Provider comparison

Published fees and corridor guidance

Compare the same send amount and funding method in each live quote. The entries below preserve each audited provider disclosure and its publication context.

Provider fee guidance for sending money to Jamaica
ProviderPublished fee guidanceAttribution
WiseFor a representative $1,000 transfer funded from a Wise account balance, the official corridor page displayed a $53.85 fee. Other funding methods and live rates can change the total.as published accessed August 2026Source
RemitlyThe official corridor page advertises no fee on the first transfer for eligible new customers. Standard $1,000 pricing and the exchange rate still require a live quote.as published accessed August 2026Source
XoomFor a representative $1,000 transfer, Xoom says it shows the exact fee and recipient amount before send; the public corridor page does not publish one fixed fee.as published accessed August 2026Source
Western UnionThe official corridor page advertises a $0 first online or digital transfer fee for eligible new customers; FX earnings, funding-method exclusions, and later fees still apply.as published accessed August 2026Source

Receive-side rails

How funds can arrive in Jamaica

Compare each provider's Jamaica payout method with the documented domestic rails below. Domestic-rail speed is not an end-to-end remittance promise.

JamClear RTGS

Bank of Jamaica says JamClear RTGS processes large-value and time-critical payments of at least JMD 1 million in real time, with final and irrevocable settlement.

Rail source

Automated Clearing House

Bank of Jamaica identifies the ACH for local-currency debit and credit transfers and says Retail Payments Jamaica Limited oversees ACH operations.

Rail source

How to compare and send

  1. 01

    Start with one USD amount

    Enter the same USD amount in each live Jamaica corridor quote so the comparison uses a consistent input.

  2. 02

    Choose the Jamaica payout

    Select only a bank, wallet, or pickup method that the provider currently shows for the intended recipient.

  3. 03

    Verify the recipient

    Use the exact legal name and destination details requested in the live form, then confirm them with the recipient.

  4. 04

    Compare the complete quote

    Review the USD debit, fee, exchange rate, JMD delivered, and dated arrival estimate before paying.

  5. 05

    Save and track

    Keep the prepayment disclosure, receipt, and reference until the recipient confirms the correct amount arrived.

Limits and compliance checks

  • JamClear RTGS is described for payments of JMD 1 million or more; smaller retail payouts may use other bank or ACH processing.

    Compliance source
  • Remitly says sending limits vary by sender location, identity-verification status, delivery method, and destination country; use its current limits guide and live corridor flow.

    Compliance source

Jamaica transfer questions

Sending money to Jamaica: FAQs

Which domestic rail matters after JMD reaches Jamaica?

Bank of Jamaica says JamClear RTGS processes large-value and time-critical payments of at least JMD 1 million in real time, with final and irrevocable settlement.

Does JamClear RTGS make the whole USA-to-Jamaica transfer instant?

No. The official timing describes the domestic Jamaica payment leg. USD funding, provider screening, conversion, and release occur before that leg, so use the dated provider estimate.

What recipient details should I confirm for Jamaica?

Confirm the recipient's Jamaican bank account or cash-pickup details in the provider flow; JamClear RTGS is a participant settlement system, not a consumer remittance form.

Which Xoom delivery methods are published for Jamaica?

Xoom publishes Jamaica bank or debit-card deposit and cash pickup.

Is there a verified local transfer limit for Jamaica?

BOJ publishes a JMD 1 million threshold for JamClear RTGS. That is not a universal minimum for every remittance payout method.

Transfer tools and guides

Check the corridor and receiving details

More destinations

Content reviewed 2026-08-10