PesaLink account transfer
PesaLink describes instant account-to-account transfers across participating Kenyan financial institutions, available 24x7x365.
Rail sourceusd to kes
480/mo demandSend money to Kenya
Compare each provider's Kenya payout method with the documented domestic rails below. Domestic-rail speed is not an end-to-end remittance promise.
Live USD to KES corridor calculator
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Provider comparison
Published fees and corridor guidance
Compare the same send amount and funding method in each live quote. The entries below preserve each audited provider disclosure and its publication context.
| Provider | Published fee guidance | Attribution |
|---|---|---|
| Wise | For a representative $1,000 transfer funded from a Wise account balance, the official corridor page displayed a $12.14 fee. Other funding methods and live rates can change the total. | as published accessed August 2026Source |
| Remitly | For a representative $1,000 transfer, the page leaves Fee and Total to the live quote and does not publish one fixed regular fee. | as published accessed August 2026Source |
| Xoom | For a representative $1,000 transfer, Xoom says it shows the exact fee and recipient amount before send; the public corridor page does not publish one fixed fee. | as published accessed August 2026Source |
| Western Union | The official corridor page advertises a $0 first online or digital transfer fee for eligible new customers; FX earnings, funding-method exclusions, and later fees still apply. | as published accessed August 2026Source |
Receive-side rails
How funds can arrive in Kenya
Compare each provider's Kenya payout method with the documented domestic rails below. Domestic-rail speed is not an end-to-end remittance promise.
Account or phone delivery
PesaLink's instructions support sending to a Kenyan bank account or phone number through participating bank channels.
Rail sourceHow to compare and send
- 01
Start with one USD amount
Enter the same USD amount in each live Kenya corridor quote so the comparison uses a consistent input.
- 02
Choose the Kenya payout
Select only a bank, wallet, or pickup method that the provider currently shows for the intended recipient.
- 03
Verify the recipient
Use the exact legal name and destination details requested in the live form, then confirm them with the recipient.
- 04
Compare the complete quote
Review the USD debit, fee, exchange rate, KES delivered, and dated arrival estimate before paying.
- 05
Save and track
Keep the prepayment disclosure, receipt, and reference until the recipient confirms the correct amount arrived.
Limits and compliance checks
PesaLink publishes a maximum of KES 999,999 per instant account-to-account transfer; provider limits can be lower.
Compliance sourceRemitly says sending limits vary by sender location, identity-verification status, delivery method, and destination country; use its current limits guide and live corridor flow.
Compliance source
Kenya transfer questions
Sending money to Kenya: FAQs
Which domestic rail matters after KES reaches Kenya?
PesaLink describes instant account-to-account transfers across participating Kenyan financial institutions, available 24x7x365.
Does PesaLink account transfer make the whole USA-to-Kenya transfer instant?
No. The official timing describes the domestic Kenya payment leg. USD funding, provider screening, conversion, and release occur before that leg, so use the dated provider estimate.
What recipient details should I confirm for Kenya?
Confirm the recipient's Kenyan bank account or phone number and verify the displayed name in the participating bank or provider flow.
Which Xoom delivery methods are published for Kenya?
Xoom publishes Kenya bank or debit-card deposit, mobile-wallet delivery, and cash pickup.
Is there a verified local transfer limit for Kenya?
PesaLink publishes a KES 999,999 per-transaction maximum. A remittance provider can impose a lower limit.
Transfer tools and guides
Check the corridor and receiving details
More destinations
Compare other send-money countries
Content reviewed 2026-08-10