Learn · Rails · 5 min read
UK Faster Payments without the bank branch.
FPS moves GBP between UK accounts in seconds. For founders and freelancers on Glide, it is the default mental model for “send pounds.”
How FPS works
Faster Payments is a UK scheme for near-real-time GBP transfers using sort code + account number (or Payee Confirmation where required). Limits vary by institution.
FPS vs SEPA vs SWIFT
FPS is domestic GBP. SEPA is EUR across Europe. SWIFT is the messaging network for international bank wires — slower and usually more expensive. Pick the rail that matches currency and destination.
Glide angle
When your account has GBP rails enabled, outbound/inbound FPS-class transfers are partner-routed. Crypto-native teams often hold USDC and convert to GBP for UK payroll or rent.