Becu routing number

ABA routing number

325081403

How many BECU lists

One

Published ACH uses

Direct deposit, automatic payments, and recurring transfers

BECU says it has only one routing number. That makes the number easier to identify than at institutions with regional routing tables, but you must still supply the correct BECU account number and account type requested by the sender or biller.

BECU identifies 325081403 for direct deposit, automatic payments, and recurring transfers. These are ACH-style uses: the routing number identifies BECU, while your account number identifies the destination account. Copy both from a trusted BECU record rather than from a payment that happens to look similar.

• Use all nine digits: 325081403.
• Choose checking or savings to match the receiving BECU account.
• Confirm the account number separately; it is not the routing number printed on this page.
• Review the completed form before authorizing a recurring debit or deposit.

BECU’s incoming-wire PDF also lists 325081403 for a domestic wire. The sender needs the beneficiary name exactly as it appears on the BECU account, the beneficiary account number, and BECU’s listed address. A routing number alone is not enough to direct the wire.

BECU says incoming wires have no BECU fee, while intermediary or sending institutions may impose their own charges. Its support page also distinguishes wires from ACH batches, which can take up to three days. Pick the transfer rail first, then use the instructions for that rail.

BECU describes itself as a state-chartered, federally insured credit union. Its deposits are federally insured through the National Credit Union Share Insurance Fund administered by the NCUA, rather than through a fintech pass-through arrangement at a sponsor bank.

The institution is a not-for-profit, member-owned cooperative. That structure explains why this page does not name a partner bank for BECU’s ordinary deposit accounts: BECU itself is the financial institution identified by routing number 325081403.

1. 1

   Identify the rail

   Decide whether the form is for ACH, direct deposit, or an incoming wire.

2. 2

   Use the official number

   Enter 325081403 exactly where the form requests the ABA routing number.

3. 3

   Verify the destination

   Copy the receiving account number and exact account name from BECU records.

4. 4

   Follow wire fields

   For a wire, use BECU’s complete current instructions, especially for an international sender.

5. 5

   Confirm before sending

   Ask BECU to verify any instruction that conflicts with the authenticated account view.

If a payer or sending bank presents a different routing number, pause rather than selecting the closest-looking choice. BECU’s current public sources consistently show 325081403, while its international instructions add intermediary fields without replacing BECU’s beneficiary ABA. An authenticated BECU representative can resolve a conflict before money is released. Keep a copy of the confirmed instruction.